Travel Insurance – Are you covered when traveling on your current medical plan?

The last thing anyone wants to think about before they travel is having a catastrophic accident. Many people ignore getting travel insurance because they are under the assumption their regular medical policy will cover them when out of state or outside the country. If you are planning on taking a vacation soon, now would be a good time to revisit your current medical insurance benefits and make sure you have adequate coverage when away from home. You may need the help of travel insurance to supplement you! In the reality of the situation getting injured while traveling outside the county is more common than you think.

How frequently you travel will determine what type of travel policy is the best fit for you. If you already have a medical insurance plan in effect you have the option to elect a travel insurance policy that is richer in benefits. On the other hand, if you have no policy already in place, your options are a bit more limited but you still can obtain a travel plan with adequate coverage.

There is no medical underwriting for most travel policies so coordinating the effective date to take effect the moment you leave home has never been easier! The premium for your travel insurance policy will be based on your age and the length of your trip.

For more information on plan specifics please visit Travel Insurance 101.